Give yourself the gift of good oral health this season while making the most of your unused insurance benefits. Did you know that you could actually save money by using your dental benefits before the end of the year? Dental insurance companies count on making millions of dollars off of patients who fail to use their insurance benefits. It is important for you to check to see what benefits you have remaining before year-end. If your dental insurance plan is based on a calendar year, these four reasons will show you why you should schedule your appointment today.
1. Yearly Maximum
Your dental insurance plan has a maximum amount that the insurance company will pay for your dental work within one full year. It typically renews each year and any unused benefits will not rollover.
2. Annual Deductible
The deductible is the amount of money that you must pay to your dentist out of pocket before your insurance company will pay for any dental services. Many dental insurance companies provide little to no coverage until you meet your annual deductible. If you’ve used your insurance at all this year, you have probably made some progress towards meeting that deductible. If so, it may be beneficial to schedule treatment for 2017 instead of 2018.
You are paying for dental insurance benefits, so use them. Even if you do not need any dental treatment, you should always have regular dental cleanings and exams to help prevent and detect any early signs of cavities, gum disease, oral cancer and other dental problems.
4. Dental Problems Can Worsen
Addressing dental problems now rather than putting it off can prevent it from getting worse. When you delay dental treatment, you are potentially risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a root canal later.
If you are considering dental treatment, our office can help you figure out the best way to complete the treatment and maximize your benefits. Don’t throw your money away by missing out on valuable dental care before the end of 2017. Remember, you have already paid for your dental insurance benefits; use them, do not lose them.
Schedule your appointment 231-773-8110